By Patricia Murphy


Besides the usual driving license that one is awarded after completing the driving lessons, there is another one called defensive driving license. This course is very beneficial as it helps in the reduction of points from the driving record of a person, helps reduce insurance rates and helps one to be a more competent autoist. Although these benefits may seem to be far-fetched, it is advisable to enrol in the safe driver class Ocean County so that you can experience the difference. Most drivers must have heard about the course and even been recommended to attend them by their colleagues, but they are still ignorant and too lazy to try.

Knowledge gained is helpful as it helps in improving the chances of the autoist to reach the destination securely by avoiding obvious accidents and traffic violations. To add on that, the roads even become more secure because a person will have gained the knowledge of becoming a more responsive and defensive autoist.

The biggest benefit of this course is the auto insurance reduction or discount that you shall get after the completion of the course. Normally, the discount or reduction amount varies depending on the insurance provider you are registered with. The rate is however between 5-10 percent. Although the money seems to be so little, person can end up saving a lot of money for the years the reduction will be valid for.

The best part of all this is that you can re-take this course after three years, the time which the course and discount expire so that you can continue gaining the benefits. In some states, the vehicle insurance discount is mandatory which means all the insurance companies in the state must offer it to any person that has completed the defensive driving course.

Normally, the course takes only a short time to complete, and it is very affordable. However, the benefits are profound hence you end up saving more money. Upon completion, you are handed a completion certificate that you present to your car coverage provider who in turn applies the discount to your coverage.

The next benefit gained by completion of this course is that two points will be reduced from driving record. MVC reduces these points the moment you finish the course. Accumulations of such points are not a good sign as you will be needed to incur more costs and your coverage fee will also increase.

Having quite too many points like reckless driving, over speeding, improper overtaking, traffic rules violation and careless driving among others is not good. This is because when the points add up, MVC and your coverage company will raise the fees and if they become too high, you may lose your insurance.

Another benefit that people do not seem to recognize is the fact that you become a better automobilist or defensive autoist. This is because you will no longer violate traffic rules and you will be more careful. This means that accidents will be less and general road security will increase thus you shall save lives instead of ending them.




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